Cyber attacks are becoming increasingly common. They can affect both small and large businesses. And many times, criminals gain access to a company’s computer network by the careless action of an employee. That’s why it’s so important to make sure your company’s workers understand their responsibilities to help keep your computer system safe and secure. Start the process by:

Helping them understand the risk. It’s estimated that 60 percent of small businesses fail within six months of a cyber attack. Studies also show that nearly 90 percent of all cyber attacks could have been easily prevented. For many companies, the problem is malware. That’s malicious software designed to gain access to a network, find sensitive data and possibly steal that data. There are various types of malware, including spyware, viruses, worms and other types of malicious code that infiltrate a computer. Once malware is installed, it can allow hackers to extract private and sensitive data from your customers.

Providing training. Talk to your employees about the risk and train them to not click on links or open attachments to e-mails they are not expecting. This is one of the most common ways hackers gain access to a company’s computers. Employees also should always allow work devices to automatically install updates, which often contain important safety updates. They should also know other important ways to protect their employer’s computer systems. Well-trained employees are the first line of defense against a cyber attack.

Using strong passwords. Long and strong passwords with a mix of uppercase and lowercase letters, numbers and symbols are ideal. Set a specific timeline — such as every three months — for changing company passwords. Here are some tips for creating strong passwords.

Avoiding personal use of company computers. Consider requiring employees to refrain from checking their personal e-mail accounts, using social media channels and surfing the Internet using company computers and devices.

Prohibiting the installation of outside programs on work computers. If a computer contains company information, you’ll want employees to avoid downloading any programs or apps on it.

Being vigilant. When outside the office, never leave work devices unattended and make sure your employees aren’t, either. Password-protect your phone or tablet and log off or lock your screen every time you step away. Use two-factor authentication. Verifying your identity twice before accessing an account can dramatically reduce the odds a hacker can gain access to sensitive information.

Backing up files and data regularly. It doesn’t matter whether you use cloud storage or external hard drives. It’s important to have a backup in the event of a ransomware attack.

We’ve all been there – bumper to bumper, facing seemingly endless brake lights. Whether you live in a small town or a big city, gridlock can happen just about everywhere. And it often happens when you’re trying to get somewhere fast. So how can you stay safe when traffic is at its worst? Here are some tips that can help:

Plan ahead: If possible, allow extra time for driving when traffic, for whatever reason, is expected to be heavy. You will be less likely to tailgate, weave across lanes of traffic, or vent frustration on other drivers when you aren’t pressed for time. Again, your smartphone can be a useful tool to help you find the best route based on traffic conditions.

Don’t follow too closely: Ever heard of the three-second rule? When the vehicle in front of you passes a stationary object, begin counting. You should reach the same object no sooner than three seconds after the vehicle in front of you. (Four or five seconds is even better!) It’s tempting to tailgate when traffic is moving slowly so that other drivers can’t slip in front of you. But following too closely to other vehicles remains a top source of accidents nationwide, at all times of the year.

Minimize distractions: If you plan to drive on congested streets, make sure that your attention is on the road. Avoid talking on a cell phone, sending text messages, eating messy foods, or putting on makeup in the car. Your chances of being involved in a crash will drop considerably by taking those steps. Multitasking behind the wheel dramatically increases your chances of an accident.

Avoid rubbernecking: Just as there are distractions inside a vehicle, there can be distractions outside a vehicle as well. Don’t let your attention wander when passing a crash scene or anything else that’s happening outside your car.

Relax: Don’t take unnecessary risks to shorten your commute by a few minutes. You could end up spending a lot more time beside the road. Instead, take it easy, be courteous, and know that you’ll get to your destination safer and less stressed.

At Accurate Protection, we offer commercial auto insurance — and so much more. We work directly with our clients, helping them to identify risks unique to their organizations and providing a plan for reducing or eliminating exposure.