19698951_SIf you own a business, you likely have all your basic risks covered with your commercial insurance program. However, you may be overlooking one very important coverage—flood insurance. As the business owners who faced Hurricane Sandy can tell you, business property coverage does not cover damage resulting from rising flood waters after a hurricane. Without a flood policy, you could face losing any equipment or property damaged by the flood waters. Coming up with the money to replace everything you’ve lost could be difficult, if not impossible.

Luckily, it’s not difficult to buy a flood insurance policy for your business. Flood insurance is regulated by the Federal Emergency Management Agency (FEMA) and is administered under the National Flood Insurance Program (NFIP).

A flood policy through the NFIP will protect your property if it is damaged from flood waters. To buy a commercial flood insurance policy, your business must be located in a community that participates in the National Flood Insurance Program. To find out if your community participates, you can look it up on FEMA’s National Flood Insurance Program Community Status Page.

One thing to remember when purchasing flood insurance for your business: There is typically a waiting period for coverage to take effect. This means you can’t just go buy a flood insurance policy if a hurricane is about to strike your community. You should have flood insurance in place well in advance of any potential natural disasters that could cause flood damage.

You can buy a commercial flood insurance policy from any agent or company that participates in the NFIP program. Don’t let a flood sink your business! We’ll be glad to discuss flood insurance with you and make sure your business is prepared to weather the storm. 404 907 2121

63739509_MAs the owner of a business, it’s required by law that you have adequate insurance coverage for your assets and employees. Complying with all local, state and federal guidelines helps provide peace of mind and will ensure you avoid an audit or investigation should questions about your operation arise.

That being said, every business has different insurance needs, budgetary restrictions and more. This is especially true for businesses that are in unique spaces where finding insurance coverage is difficult.

At Accurate Protection, we’ve built our business around assisting business owners with unique insurance needs in a variety of industries. We aren’t your run-of-the-mill insurance company that offers a one-size-fits-all solution either. We know that insurance coverage isn’t always that cut-and-dry. That’s why we insist that all of our brokers understand our clients’ unique needs inside and out.

From your first meeting, and throughout all your interactions with us, you will see that we strive to go beyond the expected standard routine and deliver results that consistently exceed your expectations. Take action now and call us today. (404) 907-2121 x701

In addition to offering a variety of insurance options, we also:

  • Provide customized employee communications
  • Can help you implement a safety program
  • Offer you industry-specific safety manuals
  • Online OSHA reporting
  • And more!

Take the first step toward a safer, more protected business by getting in touch. We look forward to serving you!