As the owner of a business, it’s required by law that you have adequate insurance coverage for your assets and employees. Complying with all local, state and federal guidelines helps provide peace of mind and will ensure you avoid an audit or investigation should questions about your operation arise.
That being said, every business has different insurance needs, budgetary restrictions and more. This is especially true for businesses that are in unique spaces where finding insurance coverage is difficult.
At Accurate Protection, we’ve built our business around assisting business owners with unique insurance needs in a variety of industries. We aren’t your run-of-the-mill insurance company that offers a one-size-fits-all solution either. We know that insurance coverage isn’t always that cut-and-dry. That’s why we insist that all of our brokers understand our clients’ unique needs inside and out.
From your first meeting, and throughout all your interactions with us, you will see that we strive to go beyond the expected standard routine and deliver results that consistently exceed your expectations. Take action now and call us today. (404) 907-2121 x701
In addition to offering a variety of insurance options, we also:
- Provide customized employee communications
- Can help you implement a safety program
- Offer you industry-specific safety manuals
- Online OSHA reporting
- And more!
Take the first step toward a safer, more protected business by getting in touch. We look forward to serving you!Posted in Uncategorized | Leave a commentJuly 26, 2018
Did you know that 43 percent of cyber security attacks are targeted toward small businesses? As a small business owner, you are keenly aware of the increasing threat of cyber-attacks. These attacks do not just happen to large corporations. They can happen to even small mom and pop operations or mid-sized businesses. The worst thing you can do is nothing. The threat of a cyber-attack isn’t going to disappear. You have to have a strategy to stay ahead of the game when it comes to cyber security.
When you consider what you have to lose from a cyber-attack, the need to protect yourself becomes very real. Your clients’ personal and private data could be exposed, including Social Security numbers, banking info, personal health information and more. Theft of these could leave you open to potential lawsuits, which could devastate your business financially.
Most small business owners don’t have the assets to have their own IT departments, so another solution to consider is outsourcing cyber security to a third-party such as a managed cyber security service. A professional cyber security service has trained staff to recognize potential cyber threats before they occur and manage the risk to your company; monitoring systems that identity and block malicious websites; encryption for your company files to protect them from attack; and the ability to block undesired network traffic and more. Most cyber security services can also provide training to you and your staff to manage your cyber risk.
Ultimately, you will have to make the decision whether outsourcing cyber security services is the right decision for your business. Even if you decide not to do this, you can protect your business from the fall-out of a cyber attack by purchasing the appropriate insurance coverage. Contact us for a consultation. We’d love to help you protect your business from potential cyber criminals. http://accurateprotection.com/Posted in Uncategorized | Leave a commentJuly 16, 2018
As the owner of a business, it’s your responsibility to ensure your assets and employees are protected at all times. Without adequate insurance coverage, you run the risk of fines and penalties or, in a worst-case scenario, having to shut down altogether.
You’ve got enough on your plate as it is. Wouldn’t it be nice if you didn’t have to stress about insurance coverage, too? With Accurate Protection at your side, you can feel confident knowing that you’re protected even when the unexpected strikes.
Our services include an array of insurance offerings including:
Workers’ Compensation: We put you back in the drivers seat by giving you the knowledge needed to make informed decisions about the direction of your workers compensation program. We analyze your current experience rating worksheet and forecast your future mod so there are no surprises. We work with you to either develop or fine tune your return to work and safety programs.
Business Insurance: We can perform a thorough evaluation of your company and let you know whether or not your current insurance coverage is adequate. If we see areas that could use improvement, we’ll let you know immediately.
Commercial Auto Insurance: At Accurate Protection, we understand that your fleet of vehicles represents a significant investment in your business. We also know that your fleet represents a sizable proportion of the risk that your company faces. Our approach is to work closely with you to ensure we fully understand your business, your risk management strategies and loss history. We then work with you to reduce your risk, educate underwriters on your behalf and develop an insurance program that takes advantage of the risk reducing strategies that you have implemented.
Cyber Liability: We have the expertise to specifically tailor a policy that will accurately protect your businesses. We help you understand and demystify Cyber coverage.
Errors and Omissions Liability: E&O covers you for claims that arise from your negligent acts or your failure to provide the level of service or advice that was expected.
Employment Practices Liability: As a business owner you can be sued even if you have done nothing wrong. Common allegations that EPL insurance provides coverage for are: Wrongful termination, Discrimination, Harassment, Retaliation, Wrongful discipline, Wrongful failure to promote, Violation of the Family and Medical Leave Act and Wage and hour.
You may be satisfied with your current insurance broker. However, it can be easy to skim over a policy and assume the agent has covered all your bases. In reality, agents do make mistakes. Call us today to request a complimentary consultation at 404 907 2121 or e-mail firstname.lastname@example.org.Posted in Uncategorized | Leave a commentJune 27, 2018
Cyber criminals are becoming more sophisticated in the ways they target business employees to gain access to financial records and accounts. CEO fraud is something you may not have heard of before but it should definitely be on your radar of potential cyber threats to your business.
Depending on how much time and effort the criminal spends in preparation, these attacks can be very sophisticated and catch many business owners, executives and other company employees off guard. CEO fraud involves the impersonation of a company executive to another employee by email or even sometimes through a text message to execute an unauthorized wire transfer of money or to send out confidential tax information.
Spoofing software allows cyber criminals to easily spoof a phone number and text a message that appears to come from an executive. When John in accounting receives a text from the CEO that appears to be legitimate and requests a wire transfer of funds, he is likely to comply without questioning the request. Cyber criminals are fully aware of this and this is why CEO fraud is one of their favorite tools of deception.
What can you do to stop CEO fraud? The first thing to do is let your employees know that CEO fraud exists and that no message will be sent by electronic communication or text message from any executive requesting money transfers or any sensitive financial information. If employees do receive such a request, they should report it immediately to a supervisor and never follow through with the request without a verbal confirmation from the executive.
Even with the most careful employee cyber security training, there is no guarantee that you won’t become a victim. Let us talk to you about how to protect your business with a cyber liability policy. http://accurateprotection.com/Posted in Uncategorized | Leave a commentJune 13, 2018
Every employer would like to think that none of his or her employees would commit fraud, but sadly, it does happen. Challenging personal situations in some families and increased employee access to company records through technology have contributed to a rise in employee theft and fraud.
Employee fraud can take many forms, including misappropriation of funds (such as forging checks); financial statement fraud (recording fake expenses and/or revenues) and other sorts of corruption such as accepting bribes in exchange for things like discounts to customers.
There are some warning signs to watch for:
- Drug/alcohol abuse
- Gambling problems
- Working late hours after other employees have left
- Sudden purchases of expensive items above salary level
- Objections to inventory, audit or procedural changes
You can do your due diligence as an employer to minimize your risk of being a victim of employee fraud. Here are a few precautions you can take:
- Screen new employees thoroughly, including a background check. Check all references and speak with previous employers.
- Thoroughly review the company’s code of ethics with new hires, emphasizing you have zero tolerance of employee fraud.
- Review your company’s financial records often and conduct inspections without giving notice to employees who handle financial transactions.
- Encourage employees to report instances of employee fraud that they witness.
In addition to the above measures, a commercial crime insurance policy could help protect your business assets against employee theft. Such a policy could protect your business against cyber fraud, theft/robbery and other types of employee fraud by limiting your direct financial losses, paying for legal representation and reimbursing you for damage to reputation.
If you’re interested, we can review your needs and customize an insurance policy to fit those specific needs. Contact us to learn more. http://accurateprotection.com/Posted in Uncategorized | Leave a comment← Older postsNewer posts →